Motoring guide

What to Do After a Car Park Accident

A practical UK checklist for car park collisions, including exchanged details, photographs, witnesses, CCTV and insurer notification.

Car park accidents can be difficult to reconstruct because vehicles move quickly and markings, pedestrians and CCTV may matter. Record the exact location, vehicle positions, signs and damage before leaving where it is safe to do so.

Key takeaway

Capture the layout as well as the damage. In a car park, context can matter just as much as a close-up photograph of a scratch or dent.

Secure the situation

Start with safety. Stop somewhere safe where required and possible, check whether anyone needs urgent help and avoid creating a second hazard. Once the immediate situation is under control, record the date, time, exact location, vehicles involved and the basic sequence of events.

Keep your notes neutral and chronological. Record what happened, what you observed and what action you took rather than trying to settle blame in the record.

Record the exact location

Record names, addresses and vehicle registration numbers where they are available and appropriate. Add insurer details, contact information, vehicle make and model, visible damage and any reference numbers you receive. Check spellings and registration characters carefully.

If information is unavailable, write that down rather than filling the gap from memory later.

Look for witnesses and CCTV

Take photographs only when it is safe. Useful images can include the wider scene, road or car-park layout, signs and markings, vehicle positions, registration plates and damage. Ask independent witnesses whether they are willing to provide contact details and note nearby CCTV or dashcam possibilities.

Preserve original images and messages. Do not crop or edit the only copy of evidence you may later need.

Report and organise the evidence

Notify your insurer as required and keep the claim or notification reference with the incident record. Where police reporting is required, keep the police reference as well. Store later emails, repair information, estimates, medical or recovery documents and follow-up notes with the original incident.

Requirements vary by circumstances, so use official guidance and your insurer’s instructions for the particular event.

Practical checklist

Practical checklist

  • Make the situation safe
  • Record date, time and exact location
  • Record people and vehicle details
  • Photograph scene context and damage safely
  • Ask independent witnesses for contact details
  • Note CCTV or dashcam possibilities
  • Notify your insurer
  • Keep police, insurer and repair reference numbers together
  • Preserve original evidence

Sources and further guidance

GOV.UK — If you’re in an accident; Citizens Advice — making a vehicle insurance claim.